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Providing Florida home loans in every city and county including:

Jacksonville
Miami
Tampa
St. Petersburg
Orlando
Fort Lauderdale
Tallahassee
Hollywood

 

FLORIDA HOME LOAN PROGRAMS

Not long ago, it was difficult for first time Florida home buyers to get a mortgage from their local bank  without a 20% Down Payment. Few Florida home loan applicants could manage the savings required and many Floridians didn't get approved for the funds to buy a Florida home because they did not have the minimum Down Payment to qualify for a Florida Mortgage.

Although recent problems in the sub prime market have made Florida mortgage  lenders more careful about how they extend credit, it's still very possible to buy a Florida home with little or no money down. To learn more about our Florida home buyer programs, just give us a call at 1-954-667-9110 or use our quick application to inquire today!

FLORIDA HOMEBUYERS ELIGABLE FOR NO MONEY DOWN MORTGAGES- Own Your Own FLORIDA Home with a Low or No Money Down Mortgage. Though Florida mortgage lending is not the free for all it seemed to be before the downturn in the Florida mortgage market. You will be surprised to learn that there are still 0 down mortgage opportunities available. If you are ready to buy a home but are concerned about coming up with 10-20% of the purchase price for a down payment Fill out our  quick application for more information,we have a number of FHA 96.5% - 100% VA and USDA, Florida mortgage programs.

LITTLE TO ZERO MONEY DOWN GOVT. HOME LOAN OPTIONS- Most of the low and no money down Florida mortgage options are mortgage loans that are insured by the federal government. Below is more information on these specific programs.

•VA HOME LOANS- Veterans and active duty members of the US Military may qualify for 100% mortgage financing through a loan insured by the Department of Veterans Affairs. This is an excellent option even for those with less than perfect credit.

•USDA RURUAL HOUSING LOANS- If you are purchasing a property in a less populated area you may be able to obtain a USDA mortgage which can be used to finance up to 100% of the home's value.

•FHA LOANS- (Low Money Down Mortgage) - If a VA Loan or a USDA loan is not a good fit for you, and you have some money to put down (as little as 3.5%) an FHA loan may be the right choice. Backed by the Federal Housing Administration, FHA loans are available to Florida FHA loan appliants with less than perfect credit and give options to many who thought they would never qualify for a mortgage loan.

These government insured Florida mortgage programs typically allow a percentage of the closing costs to be covered by the seller when you purchase a Floorida home, an extremely common practice in this strong buyer's market. Talk to your real estate agent about how to request this as part of your purchase contract.

GET STARTED WITH 96.5%-100% FLORIDA MORTGAGE LOANS- Have you been considering whether it is the right time to purchase a Florida home? Let one of our expert Florida govt loan consultants run the numbers with you and help you determine it it makes sense. With the $8000 first time home buyer tax credit (tax credits possibly available for repeat Florida home buyers - check with your tax professional for details), many anxious sellers, and excellent 0 down Florida mortgage programs available the time may be right!

In addition to our FHA, VA, USDA, Florida mortgage programs our skilled and experienced Florida loan officers can help you own a Florida home loan using these excellent no money down Mortgage programs:

  • 106% Home Loans For Florida Home buyers - Closing costs in Florida vary but typically run from 4-6 percent of the purchase price. Using a 106% Florida mortgage is an excellent way to create a truly no money down home mortgage. Call 1-954-667-9110 to get pre-approved for this no money down program today! Quick Application!
  • 105% Home Loans For Florida Home buyers - Right now sellers of Florida homes are a little more flexible in dealing with prospective Florida home buyers because of the slower Florida housing market. That means Florida mortgage lenders offering 105% financing is often enough to produce a true no money down real estate transaction for the Florida real estate buyer, especially if your Realtor® can negotiate some help from the selling side. To learn more about our 105% mortgage programs, call 1-954-667-9110 or apply securely online for a no money down Florida mortgage. Quick Application!
  • 103% Home Loans for Florida Home buyers - Having an experienced Mortgage Lender working with you and your Realtor® in structuring your offer to purchase is one way that many Florida home buyers get to the closing table with 103% financing. Our loan officers are standing by to answer any questions you might have about our mortgage programs for home buyers at 1-954-667-9110. Call now for a quote on 103% financing or any our other Florida lendingno money down mortgage programs! We can get you a loan whether you're financing a modular home in Florida or a single family block home, we will make a fixed rate no money down Florida home loan easy! Quick Application!
  • 100% Home Loans For Florida Home Buyers - Interest rates are at historic lows and an oversupply of well built homes with high days on market! Florida home buyersshould not let the lack of funds for a Down Payment make them miss what looks to be one of the best buying opportunities in Florida residential real estate in many years. A mortgage representative will be happy to discuss how you can buy your Florida home with 100% finance lending. Call 1-954-667-9110, or inquire using our contact form for a no obligation quote on 100% financing from our best Florida lenders. Quick Application!
  • 80/20 Home Loan For Florida Home buyers - Although private mortgage insurance is now deductible in many cases, many of our Florida mortgage clients want to avoid PMI but still get 100% financing. We have structured many combo loans with an 80% first mortgage and a 20% Second Mortgageor home equity line of credit to avoid PMI and still achieve a purchase money mortgage with no Down Payment requirements. Call 1-954-667-9110 or use our contact form for a quote on an 80/20 no money down combo mortgage to buy your Florida dream home. Quick Application!
  • 97% Home Loans For Florida Home buyers- A few years ago a seller's agent faced multiple offers and could pit Florida home buyers against each other in a bidding war before accepting the highest and best offer. Now home buyers can drive through subdivisions in most Florida metros and find plenty of for sale signs. Motivated seller's agents are receptive and often willing to kick in 3 to 9% toward buyer's closing costs and Down Payment without a corresponding increase in the offered price. In this way, even 97% financing can become the way to buy a Florida home with very little money out of pocket. Call a home loan pro now at 1-954-667-9110 for full details on our 97% Florida mortgage loans. Quick Application!

FLORIDA HOMEBUYERS ARE ELIGIBLE FOR NO MONEY DOWN MORTGAGES-

Florida home buyers are pleasantly surprised how much money they can save. Florida home buyers realize that they spend about the same amount on rent every month. Smart renters realize that they can buy a Florida home and apply it toward a low fixed rate Florida mortgage. Why not take a step toward building equity for yourself and your family? Call a Florida home loan expert today at 1-954-667-9110 or use our secure online Florida mortgage quick application to get a no money down Florida home loan for a first time home buyeri.

Quick and Easy Florida Home Loan Programs for Florida First Time Home Buyers

Some Florida first time home buyers hesitate because they think that the no money down loan process is too complicated or time consuming.

Not so.

Our Florida home loan pros have been making getting loan approvals for Florida first time home buyers easy, stress-free, and straightforward for over fifteen years now. We can help you get the keys to a Florida home that you own. Call 1-954-667-9110 and ask about our special no money down first time home buyer mortgage programs.

FLORIDA NO MONEY DOWN HOME LOAN PROGRAMS INCLUDE: 

  • Low fixed rate Florida home loans with terms of 40,30,20,15, and 10 years;
  • First time Florida home loan programs for Florida Jumbo and Super Jumbo Mortgages for the purchase of luxury homes;
  • No money down Florida  first time home buyer programs that allow for contributions from the home seller and use for gift programs to pay closing costs;
  • Florida no money down home loan programs with Interest Only periods of 1, 3, 5, and ten years;
  • Both conventional and FHA home loan programs designed specifically for first time home buyers with less than perfect credit who want a low cost alternative to a sub prime mortgage;
  • Excellent home loan programs for first time buyers seeking to purchase mobiles, modular or trailer homes with land.

Don't miss one of the best time in history to purchase a Florida home in Florida because you don't have a Down Payment Fill out our Quick Application for a  free and confidential consultation without obligation. Call us at 1-954-667-9110 to learn more about buying your first Florida home with no money down.
 

Serving Every Florida county and city Including:

Arcadia :: Boca Raton :: Boynton Beach :: Bradenton :: Brandon :: Cape Coral :: Clearwater :: Clewiston
Crestview :: Daytona Beach :: Deerfield Beach :: Deland :: Delray Beach :: Deltona :: Destin :: Englewood
Fort Pierce :: Ft. Lauderdale :: Ft. Myers :: Ft. Walton Beach :: Gainesville :: Hollywood :: Homosassa Springs
Jacksonville :: Key West :: Kissimmee :: Lake City :: Lakeland :: Lynn Haven :: Marathon :: Marco Island
Melbourne :: Miami :: Miami Beach :: North Fort Myers :: North Miami Beach :: Naples :: Ocala :: Okeechobee
Orlando :: Ormond Beach :: Osprey :: Palatka :: Palm Bay :: Palm Beach :: Palm Coast :: Panama City :: Pensacola
Pompano Beach :: Port St. Lucie :: Punta Gorda :: Santa Rosa :: Sarasota :: Sebastian :: Sebring :: Springhill
St. Augustine :: St. Petersburg :: Tallahassee :: Tampa :: The Villages :: Titusville :: Venice :: Vero Beach
Wauchula :: Wesley Chapel :: West Palm Beach :: Winter Park

Serving These Fine Florida Counties:

Alachua :: Baker :: Bay :: Bradford :: Brevard :: Broward :: Calhoun :: Charlotte :: Citrus :: Clay :: Collier
Columbia :: Dade:: DeSoto :: Dixie :: Duval :: Escambia :: Flagler :: Franklin :: Gadsden :: Gilchrist :: Glades
Gulf :: Hamilton :: Hardee :: Hendry :: Hernando :: Highlands :: Hillsborough :: Holmes :: Indian River :: Jackson
Jefferson :: Lafayette :: Lake :: Lee :: Leon :: Levy :: Liberty :: Madison :: Manatee :: Marion :: Martin :: Miami-Dade
Monroe :: Nassau :: Okaloosa :: Okeechobee :: Orange :: Osceola :: Palm Beach:: Pasco :: Pinellas :: Polk
Putnam :: Saint Johns :: Saint Lucie :: Santa Rosa :: Sarasota :: Seminole :: Sumter :: Suwannee :: Taylor :: Union
Volusia :: Wakulla :: Walton :: Washington


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