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SEARCH 2012 FLORIDA FHA LOAN LIMITS 

FHA LOANS HAVE MINIMAL DOWN PAYMENT AND CLOSING COST:
• Down payment only 3.5% of the Purchase Price. 
• Gift's and Grants for down payment and closing costs OK! 
• Seller can credit up to 6% of sales price towards buyers costs. 
• No reserves or required savings for future payments required.
• FHA regulated closing costs.
 

FHA HAVE  EASIER CREDIT QUALIFYING GUIDLINES SUCH AS:
• 12 months after a chapter 13 Bankruptcy.- 2 years after a chapter 7 Bankruptcy.
• FHA will allow a home purchase 3 years after a Foreclosure.  
• Minimum FICO credit score of 580 for 3.5% Down payment.
• Minimum FICO credit score of 530 for 10% Down payment.
No Credit Score Florida home loans & No Trade Line Florida FHA home loans.

FHA ALLOW HIGHER DEBT TO INCOME & EASIER JOB QUALIFYING:
• Higher Debt Ratio's than any other home loan programs. 
• Less than two years on the same job is OK! 
• Self-Employed individuals OK!.

CLICK START NOW TO GET PRE APPROVED TODAY!

FHA LOAN APPLICATION

SEARCH 2012 FLORIDA FHA LOAN LIMITS

MSA Name

County Name

One-Family

GAINESVILLE, FL

ALACHUA

$271,050

JACKSONVILLE, FL

BAKER

$387,500

PANAMA CITY-LYNN HAVEN, FL

BAY

$396,250

NON-METRO

BRADFORD

$271,050

PALM BAY-MELBOURNE-TITUSVILLE, FL

BREVARD

$291,250

FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL

BROWARD

$423,750

NON-METRO

CALHOUN

$271,050

PUNTA GORDA, FL

CHARLOTTE

$296,250

HOMOSASSA SPRINGS, FL

CITRUS

$271,050

JACKSONVILLE, FL

CLAY

$387,500

NAPLES-MARCO ISLAND, FL

COLLIER

$531,250

LAKE CITY, FL

COLUMBIA

$271,050

ARCADIA, FL

DE SOTO

$271,050

NON-METRO

DIXIE

$271,050

JACKSONVILLE, FL

DUVAL

$387,500

PENSACOLA-FERRY PASS-BRENT, FL

ESCAMBIA

$271,050

PALM COAST, FL

FLAGLER

$287,500

NON-METRO

FRANKLIN

$305,000

TALLAHASSEE, FL

GADSDEN

$271,050

GAINESVILLE, FL

GILCHRIST

$271,050

NON-METRO

GLADES

$271,050

NON-METRO

GULF

$271,050

NON-METRO

HAMILTON

$271,050

WAUCHULA, FL

HARDEE

$271,050

CLEWISTON, FL

HENDRY

$271,050

TAMPA-ST. PETERSBURG-CLEARWATER, FL (MSA)

HERNANDO

$292,500

SEBRING, FL

HIGHLANDS

$271,050

TAMPA-ST. PETERSBURG-CLEARWATER, FL

HILLSBOROUGH

$292,500

NON-METRO

HOLMES

$271,050

SEBASTIAN-VERO BEACH, FL

INDIAN RIVER

$283,750

NON-METRO

JACKSON

$271,050

TALLAHASSEE, FL

JEFFERSON

$271,050

NON-METRO

LAFAYETTE

$271,050

ORLANDO-KISSIMMEE, FL

LAKE

$353,750

CAPE CORAL-FORT MYERS, FL

LEE

$356,250

TALLAHASSEE, FL

LEON

$271,050

NON-METRO

LEVY

$271,050

NON-METRO

LIBERTY

$271,050

NON-METRO

MADISON

$271,050

BRADENTON-SARASOTA-VENICE, FL

MANATEE

$442,500

OCALA, FL

MARION

$271,050

PORT ST. LUCIE-FORT PIERCE, FL

MARTIN

$375,000

MIAMI-MIAMI BEACH-KENDALL, FL METROPOLITAN DIVISIO

MIAMI-DADE

$423,750

KEY WEST-MARATHON, FL

MONROE

$729,750

JACKSONVILLE, FL

NASSAU

$387,500

FORT WALTON BEACH-CRESTVIEW-DESTIN, FL

OKALOOSA

$312,500

OKEECHOBEE, FL

OKEECHOBEE

$271,050

ORLANDO-KISSIMMEE, FL

ORANGE

$353,750

ORLANDO-KISSIMMEE, FL

OSCEOLA

$353,750

WEST PALM BEACH-BOCA RATON-BOYNTON BEACH, FL

PALM BEACH

$423,750

HAVE QUESTIONS? VISIT OUR ANSWERS TO FHA FREQUENTLY ASKED QUESTIONS PAGE Or our FHA MORE INFORMATION PAGE.

 

 

 

Serving Every Florida county and city Including:

Arcadia :: Boca Raton :: Boynton Beach :: Bradenton :: Brandon :: Cape Coral :: Clearwater :: Clewiston
Crestview :: Daytona Beach :: Deerfield Beach :: Deland :: Delray Beach :: Deltona :: Destin :: Englewood
Fort Pierce :: Ft. Lauderdale :: Ft. Myers :: Ft. Walton Beach :: Gainesville :: Hollywood :: Homosassa Springs
Jacksonville :: Key West :: Kissimmee :: Lake City :: Lakeland :: Lynn Haven :: Marathon :: Marco Island
Melbourne :: Miami :: Miami Beach :: North Fort Myers :: North Miami Beach :: Naples :: Ocala :: Okeechobee
Orlando :: Ormond Beach :: Osprey :: Palatka :: Palm Bay :: Palm Beach :: Palm Coast :: Panama City :: Pensacola
Pompano Beach :: Port St. Lucie :: Punta Gorda :: Santa Rosa :: Sarasota :: Sebastian :: Sebring :: Springhill
St. Augustine :: St. Petersburg :: Tallahassee :: Tampa :: The Villages :: Titusville :: Venice :: Vero Beach
Wauchula :: Wesley Chapel :: West Palm Beach :: Winter Park

Serving These Fine Florida Counties:

Alachua :: Baker :: Bay :: Bradford :: Brevard :: Broward :: Calhoun :: Charlotte :: Citrus :: Clay :: Collier
Columbia :: Dade:: DeSoto :: Dixie :: Duval :: Escambia :: Flagler :: Franklin :: Gadsden :: Gilchrist :: Glades
Gulf :: Hamilton :: Hardee :: Hendry :: Hernando :: Highlands :: Hillsborough :: Holmes :: Indian River :: Jackson
Jefferson :: Lafayette :: Lake :: Lee :: Leon :: Levy :: Liberty :: Madison :: Manatee :: Marion :: Martin :: Miami-Dade
Monroe :: Nassau :: Okaloosa :: Okeechobee :: Orange :: Osceola :: Palm Beach:: Pasco :: Pinellas :: Polk
Putnam :: Saint Johns :: Saint Lucie :: Santa Rosa :: Sarasota :: Seminole :: Sumter :: Suwannee :: Taylor :: Union
Volusia :: Wakulla :: Walton :: Washington