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| DEBTS NOT CONSIDERED IN FHA QUALIFYING RATIOS |
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What debts are not considered in the FHA qualifying ratios? Obligations not to be considered debt (or subtracted from gross income) include federal, state, and local taxes; FICA or other retirement contributions such as 401(k) accounts (including repayment of debt secured by these funds); commuting costs; union dues; open accounts with zero balances; automatic deductions to savings accounts; child care; and voluntary deductions. Click the START NOW to get Pre Approved Today!
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