FHA CONDO APPROVAL EXPIRES EVERY 2 YEARS

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We offers FHA financing on FHA Approved condominium projects. Please be aware if the FHA condo approval is over 2 yrs old we will need extra documentation completed by the HOA and it will have to be reviewed to insure the condo. still meets the FHA guidelines.

RecertificationCondominium Project approvals will expire two years from the date of placement on the list of approved condominiums. Further participation in the program after this two-year period has expired will require recertification to determine that the project is still in compliance with HUD’s owner-occupancy requirement and that no conditions currently exist which would present an unacceptable risk to FHA. Items that must be given consideration are:

1. Pending special assessments,

2. Pending legal action against the condominium association, or its officers or directors, and

3. Adequate hazard, liability insurance, and when applicable, flood insurance coverage.

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ALL FLORIDA MORTGAGE PROGRAMS AND GUIDELINES SUBJECT TO CHANGE WITHOUT NOTICE

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